down payment help

How to Apply for Down Payment Assistance Grants

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For many aspiring homeowners, the biggest obstacle to buying a house isn’t the monthly mortgage—it’s saving enough for the initial down payment. That’s where first-time buyer grants and state programs come in. Across the country, local governments and housing agencies offer down payment help to make homeownership more accessible, especially for low- and moderate-income buyers. … Read more

Affordable Homeownership Programs for Teachers and Public Workers

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Teachers, first responders, and other public service employees form the backbone of their communities—yet many struggle to afford homes in the neighborhoods they serve. Rising housing costs, stagnant wages, and limited inventory have made homeownership increasingly difficult for middle-income professionals. Fortunately, a variety of teacher housing and workforce assistance programs now exist to bridge this … Read more

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